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Bringing You and Your Wealth

Experience. Integrity. Objectivity.

In-Person & Virtual Financial Services For Those Who Are...

Young & Accumulating Wealth Established & Managing Wealth Transitioning To Retirement Widows & Divorcees


Independent Fee-Only Wealth Management for Life

Identify your Goals, Simplify Your Life, and Accomplish Results

Allridge Wealth Management is an independent fee-only registered investment advisor that has been providing tailored financial planning and investment advisory services since 1995.

Untangling your personal finances can feel like a burden. Understanding the details can be perplexing, coordinating the various elements time consuming, and obtaining reliable impartial advice quite challenging.

We organize, educate, and partner with you to reach your life goals.

How Can We Help You?


Investment Planning

  • We’ll develop and implement tax-aware investment strategies personalized to your goals. 
  • With our open-architecture approach, we have access to a myriad of funds to meet your needs.  

Retirement Planning

  • We can help you determine your readiness to retire and what changes need to be made to your finances. 
  • Together we’ll develop an income plan that can support your lifestyle throughout retirement.

Education Planning

  • We’ll work with you to integrate your college funding goals into your overall financial plan.
  • We’ll identify tax-efficient ways to save for educational expenses.

Cash Flow Management & Budgeting

  • Having a spending plan aligned with your long-term goals is critical. 
  • We’ll create an efficient strategy designed to save for your future, minimize any debt, and improve your net worth. 

Advanced Tax Efficiency

  • As we help enhance your financial life, we will always take into account taxes for every part of your financial plan. 
  • In addition, we’ll coordinate with your CPA to help minimize your tax liability.

Risk Management

  • Protection is the cornerstone of a solid financial strategy. 
  • We can review your insurance needs and help find solutions to protect you, your family and your wealth.

Estate & Legacy Planning

  • We will assist you in creating and carrying out an estate and legacy plan that aligns with your overall financial goals.
  • We will also collaborate with your attorney to implement your plan.

Charitable Giving

  • We look forward to learning about the organizations, causes or charities that are most important to you.
  • Our team will develop tax-advantaged ways to help you fulfill your charitable goals.


Get A Closer Look At Our Services

SEE HOW WE CAN HELP

Seeking Clarity and Guidance?  

We can make a difference.

We serve clients across various stages of life and with distinct planning needs. Each receives personalized attention and customized strategies to reach their goals. We invite you to explore what sets us apart.

DISCOVER WHY WE’RE DIFFERENT

At Allridge Wealth, We’re Guided by Our Commitment to the Highest Standard of Service



Providing a Concierge Service for Every Client

We’ve always cultivated a culture of integrity and transparency because you deserve an impartial advisor and committed guide—not a salesperson. Our solutions are entirely custom-made and never driven by commissions, incentive programs or proprietary products. We work for you and your family in a fiduciary capacity, charting a clear path for achieving your goals as your life evolves.


Unbiased Advice, Personalized Solutions and Responsive Service

The kind of principles that ensure your future occurs by choice—and not by chance.

We Are:

Fee-Only

We receive no compensation from any third party or transaction. Our fee-only structure is based solely upon providing advice and managing portfolios. We succeed when you succeed.

Fiduciaries

As fiduciaries, we recognize our responsibility to provide advice and make decisions ensuring that your best interest always comes first.

Independent

We operate independent of any bank, broker or insurer to avoid any conflict of interest. We work for and are accountable solely to our clients.

A Registered Investment Advisor

We are subject to FINRA and state regulatory authority oversight, helping ensure the highest standards of guidance.

Institutional Access

Our clients enjoy exclusive access to institutional grade investment products and cost savings not available to retail investors.

Non-Discretionary

We work in partnership with you ensuring that no decision is made without your review and final approval.  

Taking Great Care to Consolidate Your Financial Life

Into One Integrated Financial Picture 

From those just starting to build their lives to those preparing to retire, we provide coordinated guidance according to your circumstances and life chapter. Our formula for success focuses on disciplined strategies, measurable results and consistent monitoring and reporting to our clients. 

Ready to Learn More? 

If our approach resonates with you, continue taking a look around to see if our services and qualifications further meet your needs. 

Get to Know Our Team  Discover Our Services

Building On Our Three Decades of Experience
To Provide Key Insight and Dependable Service



Our team brings unique insight and specialty to you and your finances. Given over 35 years in the industry, we have seen it all and are prepared to address even the most complex issues that may arise.

Our approach is personalized, our communication is responsive, and our philosophy is founded in accountability. With no product sales, commission structure or incentives, you can trust that our guidance is in alignment with your best interest.


Richard A. Allridge, CFP®

As founder and president of Allridge Wealth Management, Inc. Rick has been in the financial services industry for more than 35 years and is responsible for the development and coordination of all planning operations and oversees all financial planning, investment advisory and wealth management services provided by the firm. 

Prior to founding Allridge Wealth Management, Inc. in 1995, Rick served as director of financial planning for several registered investment advisory and public accounting firms.

He received his bachelor’s degree from Duquesne University, Pittsburgh, Pennsylvania in 1974 and a master’s degree in public administration from the University of Pittsburgh in 1977. 

He was awarded the CERTIFIED FINANCIAL PLANNER™designation in 1985 from the Certified Financial Planner Board of Standards and is a past vice president of the National Capital Chapter of the Financial Planning Association. He has also served as an adjunct faculty member at George Washington University, an editor of America Online’s Personal Finance section, and has been used as a resource by the Wall Street Journal as well as other financial publications.

Richard W. Allridge, CFP®

Rich has been in the financial services industry since 2012 and is a principal and operations manager for Allridge Wealth Management, Inc

 Rich is responsible for client care and service including onboarding of new clients, opening new accounts. and monitoring of all client transactions. In addition, he is directly involved in delivering financial plans to clients and monitoring their progress. He supervises back-office management operations and serves at the primary liaison with Charles Schwab & Co. Rich also ensures that the firm’s financial technology is current to optimize the client experience.

He received his bachelor’s degree from Saint Joseph’s University in Philadelphia, Pennsylvania in 2012. He was awarded the CERTIFIED FINANCIAL PLANNER™ designation in 2017 from the Certified Financial Planner Board of Standards, Inc. 

Richard is also a member in good standing of The Financial Planning Association (FPA) and is used as a retirement planning resource by TheStreet’s Retirement Daily publication.



About You



When You’re Just Beginning to Craft Your Life, 

The Financial Decisions You Make Are Critical


You’re getting clearer on the kind of long-term goals you have, and your career is gaining traction. You’re thinking about what you’d like your life to look like a few years down the road. Whether you're moving to a new city, buying your first home or building a family, each milestone comes with financial choices.


Setting You Up For a Strong Financial Foundation

We’ll work closely with you, taking a look at your circumstances as we get to know more about your ambitions. You’ll be equipped with straightforward advice to manage your finances, save for your goals, and plan for your unfolding life.


Our Services for Young Professionals & Families Include:

  • Student Loan Repayment
  • Budgeting & Cash Management
  • Account Titling
  • Investment Planning & ESG Investing
  • Company Retirement Plans
  • New Home Purchase
  • 529 Education Funding
  • Insurance


Have a Few Questions? 

With online account opening, virtual services to track and manage your financial life and 24/7 access to customized analyses, you are in total control of your complete financial picture—all at your fingertips.

Get In Touch


Finding Opportunities 

Where Your Life & Wealth Meet


In your midlife, things might be feeling dynamic and at times, quite the balancing act. You’re in your career stride and approaching peak-earning years while still caring for your children—and possibly your parents as well. 

Do More With the Wealth You Have

Many of our clients come to us with financial pictures full of untapped potential. Through our diligent process, we conduct an in-depth review of your entire financial picture, unlocking avenues to improve your family’s financial health and move you closer to your goals.


Our Comprehensive Financial Planning Services Include:

  • Investment Portfolio Review
  • Retirement Plan Analysis
  • Employment Benefits
  • Tax Efficiency
  • Job Transitions
  • Self-Employment
  • Financial Communication with Children
  • Dependent Parent Responsibilities

Orienting Every Part of Your Wealth Towards a
Purpose That You Define

Our approach is tailored to the goals you have for your life and for your family. No matter what situation you’re in, we begin every partnership by getting to know more about your needs, values and hopes for the future.

In partnering together, we will consolidate every element of your wealth portrait. You’ll be prepared with one clear understanding of your financial life and the solutions we’ve outlined to get you where you want to be.



Get In Touch


Experience a Comfortable Retirement

With Us By Your Side


Whether you’re approaching retirement or already enjoying your golden years, you may have a few questions about how your financial portrait can support your lifestyle. Perhaps you’d like to be able to travel to new places, visit your children, devote energy to a new hobby—and leave a meaningful legacy.

Developing a Customized Strategy for the
Rest of Your Life

We’ll sit down with you, get to know more of the specifics of what you hope to achieve, and create a coordinated plan. Our services include assessing your ability to retire, developing a secure income stream, creating a legacy estate plan, and monitoring your financial progress as you enjoy what you have worked so hard to achieve.


Our Services for Pre-Retirees and Retirees Include:

  • Retirement Plan Rollovers
  • Income Producing Portfolios
  • Tax-Efficient Withdrawal Options
  • Required Minimum Distributions (RMDs)
  • Social Security Claiming Strategies
  • Gifting Strategies
  • Continuity Planning with Multi-Generation Family Members
  • Estate Structures & Legacy Planning

Partnering Towards Your Rejuvenating Retirement 

When it’s a matter of your lifelong financial security, we know that nothing short of dependability and consistency will suffice. Through tailored strategies and careful oversight, your wealth will continue to support the lifestyle you’ve earned.

No matter what concerns you have, we stand ready to assist you in finding clarity as you plan for retirement.



Get In Touch


As You Enter into a New Life Chapter,

You May Have Several Questions About Your Financial Picture


Whether you are newly divorced or experiencing the loss of your spouse, you are likely experiencing a range of emotions. With all that you are going through, sorting through your finances can feel overwhelming. We are here to help.

We Are Here as Your Partner

Your financial security is paramount. Together, we’ll sit down and take the time to listen to your concerns, needs and desires.  We’ll help you pick up the pieces, organize your life, and provide the essential education for you to truly understand your financial situation.  Only then will we begin to simplify your finances and align them with the vision you have for the next chapter of your life.


Our Comprehensive Financial Planning Services Include:

  • Retitling of Assets
  • Beneficiary Designations
  • CPA and Legal Referrals
  • Financial Education
  • Cash Flow Management
  • Portfolio Restructuring 
  • Retirement Plan Distributions
  • Inherited IRAs
  • Grandchildren Education Funding

Helping You the Find the Clarity You Deserve

Our process enables us to get to know your story and the things that matter most to you. As your trusted advisor, we will help you develop a clear understanding of where you stand financially and how to best connect your wealth with your deepest values and goals. We are here as your advocate and confidant—partnering together towards your wellbeing.

Get In Touch

Getting Started with Allridge Wealth


The Process


You define our process. This means that although we have a guiding framework, we will tailor things such as the frequency of meetings and methods of communication to best suit your preferences and needs.

Before we begin, we like to have a preliminary conversation to see if we’re a good fit to move forward.

Connect With Us


How It Works


STEP 1: 

Discovery 

Our first official meeting will be focused on learning about your situation, values and goals. You’ll be able to ask us any questions you have about how we work and our capacity, and we’ll explain more about our approach.

STEP 2: 

In-Depth Diagnostic

At this stage, we’ll do a thorough review of your investment allocations and financial picture—and how they match up with your risk profile and goals. Based on our analysis, we’ll develop strategies to better align your finances with your objectives.

STEP 3: 

Recommended Strategies

You will be presented with a comprehensive report of our recommendations. We will review and explain each recommendation and present a comprehensive strategy to help reach your specific goals.

STEP 4:

Consolidation & Implementation

Once we jointly agree, we’ll assist in implementing each part of your financial plan including establishing accounts, coordinating the transfer process, and keeping you informed.  When completed, account management will be simplified, performance clarified, and financial strategies initiated to achieve your personal goals and objectives.

STEP 5:

Year-Round Guidance

Wealth management is not a set-it-and-forget-it process. Continuous monitoring combined with pre-scheduled periodic reviews ensure that life events are addressed, targets are met, and expectations achieved.

Forming a Relationship Together

Throughout the years, if you ever have a question or concern, you are welcome to call us at any time beyond our meetings. We are happy to talk through both big and small decisions.

Whether you’re facing a welcomed surprise or difficult moment—we are here to celebrate when things go well and support you when life feels challenging.

Let’s Get Acquainted

Management Fees

Allridge Wealth is a fee-only firm.  Our fee is based upon an annual percentage of assets managed. This fee covers our entire comprehensive wealth management service without any separate fees for financial consulting. In this way, we are compensated by growing your assets rather than selling proprietary products or commission-driven services. We believe this is the best way to put both of us on the same side of the table.

Our fee is automatically deducted on a quarterly basis from your predesignated account. The fee is assessed in arrears on the last business day of each calendar quarter—in March, June, September and December. (Example: 1% annual fee/0.25% per quarter) You will receive an invoice each quarter specifically outlining the fee calculation.

Our tiered fee schedule is structured to provide a discounted rate as your assets grow:

Fee Schedule

Assets Managed
Annual Fee
First $1,000,000 1%
$1,000,000-$2,000,000 .75%
$2,000,001 and above .5%


Minimums

To begin an advisory relationship with us, our minimum is typically $1 million, except for current clients and their families.  Accounts may be aggregated to meet the $1 million minimum relationship size.  Allridge Wealth may waive its $1 million requirement based upon certain criteria (i.e. anticipated future earning capacity, future additional assets, related accounts and client circumstance.)

Transaction Fees 

We use no-load mutual funds and ETFs (Exchange Traded Funds) as our main investment vehicles. Charles Schwab & Co. may charge a flat transaction fee for some of these vehicles, but not all. For transactions that have a fee, we’ve negotiated a fee lower than the retail rate for our clients. 

Have a Question About Our Fees?

We’re happy to chat.

Reach Out

Beginning a New Tomorrow

Serving Clients Locally and Nationally 

CONNECT WITH US 


We look forward to getting to know you and how we may be of service. To get in touch, feel free to fill out the form below or contact us directly.

Allridge Wealth Management, Inc.

20130 Lakeview Center Plaza,
Suite 400
Ashburn, VA 20147

CONTACT

info@allridgewealth.com